Our People

geoffGeoff A Pacecca
M Comm MBA CPA Grad Dip Acc BEc

Geoff Pacecca is the Principal Adviser and founder of GAP Financial, an Adelaide based Financial Planning business established in 2008. One of his favourite quotes is by Marianne Williamson who says that:

Success means we go to sleep at night knowing that our talents and abilities were used in a way that served others.

Since starting GAP Financial in 2008, Geoff has had the privilege of using his abilities to help many families prepare for their retirement, retire with confidence and to build and protect their wealth.

He has over 20 years experience in the Financial Services industry including 10 years working in Sydney as a Financial Services Executive. In his former roles of General Manager – Distribution and Product with Provident Capital and Head of Alliance Strategies with Tower Limited, he was responsible for developing and establishing distribution strategies for Financial Planning businesses.

In 2007 Geoff commenced a Master of Commerce (Financial Planning) at the University of Western Sydney for which he received an award for achieving the highest academic result in the Master of Commerce (Financial Planning) in Australia.

He is an Authorised Representative of GWM Adviser Services a wholly owned subsidiary of MLC.

He is also a contract Lecturer in Applied Financial Planning at the University of South Australia. Geoff has a track record of teaching at the University having tutored in Accounting and Economics for the past 10 years.

Throughout the year one of his favourite activities, which he attempts to do daily, is walking his much-loved border collie Ruby.


Quality Accredited

Geoffrey Anthony Pacecca has been Quality Advice accredited by GWM Adviser Services Limited under their internal Quality Advice Program. The Program involves a defined set of standards for measuring quality of advice.

In order to receive Quality Advice Accreditation, we were required to meet a number of essential criteria in relation to financial planning principles and have a number of our financial plans assessed against the Quality Advice standards



kathyKathy McCulloch
Client Services Administrator

Kathy joined GAP Financial in July 2014 in the role of Client Service Administrator, a role she thoroughly enjoys- as it is so diverse and interesting.

Kathy commenced working at GAP Financial on her return home to South Australia, prior to this she had resided in the United Kingdom for 17 years.

While in the UK Kathy worked for a number of years at Sharp Electronics, when they were sponsoring Manchester United! Kathy also worked at BPP Professional Education – a UK based provider of professional and academic education. Both roles were within client services.

When not working Kathy enjoys travelling, going to the movies and baking with her children.