The first step is a 30-minute phone call with Geoff Pacecca to see if GAP Financial is right for your needs. He will discuss at a high-level your goals, your current financial position, some of the issues you should consider in your financial plan and the GAP Financial process.

We understand that choosing the right financial planner is important — which is why we invite you to offer two preliminary meetings at our expense.

We want to ensure we are the right fit in helping you reach your financial goals.

At the first meeting, we will expand on the issues we discussed during the initial phone call and explore further your financial goals, current financial situation and financial goals.

At our second meeting, we will deliver a presentation outlining key financial Issues and Opportunities, the Scope of Work and Quote for the agreed work.

From here, the planning process begins.

We call this stage of the process - as a tailor would - the ‘First Fitting’.

The strategy formulation stage is where the more technical aspects of the advice process come into play.

GAP Financial will on your behalf investigate a range of financial strategies and options and, in consultation with you, determine those that will best help you to achieve your financial goals.

Education is at the core of this stage – we believe it is important you understand the options available to you so that with our help you can make informed decisions about your money.

Once we have determined the right financial strategies to meet your goals, we will present to you a series of detailed recommendations. This will all be included in a document referred to as a “Statement of Advice”.

The implementation stage involves putting in place our recommendations. You will receive monthly updates on the progress of implementation until the job is done.

Once your financial plan is in place, GAP Financial will review your plan to assess how you are tracking.

As we all know, our lives rarely stay the same, so it is important that we factor in any changes as they occur to reach the best possible outcome for you.